Blog & insights

Sealcoating contractor insurance, decoded

Plain-English guides on the coverage that matters for sealcoating operations — GL, tools and equipment, spray truck auto, coal tar pollution liability, and workers' comp for asphalt crews.

Why Sealcoating Contractors Need Specialized General Liability Insurance
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General LiabilityJune 10, 20265 min read

Why Sealcoating Contractors Need Specialized General Liability Insurance

A standard GL policy often excludes sealcoating-related claims. Here's what to look for and what gaps to close.

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Tools & Equipment5 min read

Insuring Your Sealcoating Equipment: Tanks, Spray Systems, and Crack Fill Machines

Your sealcoating tank and spray system are the backbone of your business. Make sure they're covered right.

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Contractor Pollution Liability5 min read

Contractor Pollution Liability for Sealcoating: Coal Tar, Asphalt Sealer, and VOC Runoff

Coal tar sealers are classified as pollutants in many states. Standard GL won't protect you if runoff reaches a storm drain.

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Workers Compensation5 min read

Workers' Compensation for Sealcoating Crews: Class Codes and Coverage

Asphalt work has specific workers' comp class codes — and choosing the wrong one can leave your crew underinsured or your business overcharged.

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Commercial Auto6 min read

Commercial Auto Insurance for Sealcoating Spray Trucks and Tankers

A sealcoating spray truck is more than a vehicle — it's a piece of production equipment. Your personal auto policy won't cover it.

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