Built by people who know the trades, for sealcoating contractors.
Sealcoating Insurance is the sealcoating-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a pollution exclusion or a spray truck underinsurance shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Sealcoating-knowledgeable agents
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a sealcoating crew faces a coal tar runoff claim and the carrier cites a pollution exclusion.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty contractor markets
After placing programs for dozens of specialty contractor categories, CCA develops deep expertise in asphalt and sealcoating contractor risks.
Dedicated sealcoating division
Sealcoating Insurance focuses CCA's expertise on asphalt sealcoating contractors — operations where pollution liability, spray truck coverage, and proper GL are the real risks.
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Sealcoating contractors insured nationwide
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Years insuring contractor operations
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of sealcoating because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Pollution exclusions, spray system undervaluation, and GL that doesn't cover completed operations — we address the risks standard markets miss.
A-rated markets only
We shop carriers with the financial strength and contractor expertise to be there when a runoff claim, a spray truck accident, or a property damage lawsuit hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your sealcoating operation actually requires.
Ready to protect your sealcoating business?
Get a 15-minute quote from specialists who understand sealcoating — GL, spray truck auto, coal tar pollution liability, tools coverage, and workers' comp for asphalt crews.